The 45 year plan

The Internet is simultaneously a wonderful and intriguing place. One can go in and find what ever knowledge they're seeking. At the same rate one can find new information that may challenge current ways of thinking. While surfing the internet one day I came across startling information. So shocked was I that I thought I would have been arrested for finding what I found. It was called the 45 year Plan.
My search initially begun with looking for a Plan B. In particular, a lucrative home-based business that really works and can be done by people with busy schedules. As I was searching I came across a company called Market America. I have never heard of them before so I had my doubts. However, one topic that they are proud to discuss and dispell is the 45-year plan. Now I'm used to terms like short and long term goals but this 45 year plan had a new tone to it. They call it the 45 year plan because most of us graduate college by the age of 25 and work for 20 or more years. So we've planned for 45 years to retire by the age of 60 or so.
The social security administration does a survey of 100 people, give or take, at the age of 65. The object is to see what percentage of the people are rich or financially fit at the age of 65 regardless of class and race.
I invite everyone to take a seat because these statistics will challenge your current retirement plans. What the administration found was that of the 100 people at age 65 only 1% are rich and 4% are financially fit. Rich is considered to be earning $300,000 and up in residual income after you've stopped working. Financially fit is considered to be earning between $100,000 and $300,000 in residual income after you've stopped working. In addition, of that 5%, 3 out of 4 people reach this status by owning their own business. We all know that 5% percent of our population is relatively small.
Now the following applies to most of us. Of those 100 people at age 65 an additional 5% percent are still working. These are the elderly people at wal-mart and mcdonalds just to name a few. Furthermore, 28% are dead and 65% are flat broke. This is crazy. 28% don't even make it to 66 regardless of their financial status and 65% are flat broke. That is the majority. Flat broke would be considered living payceck to paycheck, earning less than $10,000 per/yr, and/or can't write a check for $300. Do we know anyone that falls in this catagory and do you want to end up in this category?
So with a little math we've come to the conclusion that 95% of us work a 45 year plan to make the other 5% percent suceessful. So while Bil Gates is on the golf course his employees are going back and forth from home to work and vice versa to make him sucessful.
Armed with this new information I was able to make major adjustments in my future plans. I actually gave Market America a closer look because they offer a better way. A 2-3 year plan that one can do alongside the 45 year plan. It is a plan for our own financial sucess!!